Getting started with Illuminate is simple. First, download the app from the Apple or Google App Stores. Once you create an account with your email, follow these steps:
1 - Choose Guided Investing
Click Guided Investing on the home page, then answer a short questionnaire. We'll ask you a short series of questions so we can build a recommended portfolio for you. If you don't know an answer to a question, that's ok — you can change it later if needed. After the last question, we will present you with a recommended portfolio and risk score on your investment plan page.
2 - View your investment plan page
The investment plan page that follows the last question in our questionnaire details what we would buy for you and the percentages we would buy it in. You can move forward with this investment plan by selecting Buy, change your risk score using the slider, or customize your portfolio further by tapping on the dropdown with your selected theme.
3 - Fund your account
After setting up your investment plan, you'll be prompted to open an investment account. Investment accounts on Illuminate are powered by Interactive Brokers (member of FINRA & SIPC). When you fund your account on Illuminate, your money lives in Interactive Brokers, a 50+ year old global financial company. You'll be asked to link a bank account to fund your investment account. Our account minimum is just $20.