When you fund your Illuminate account, your money is immediately directed to your personal account at Interactive Brokers.
Your cash and investments are held at Interactive Brokers, not in Illuminate accounts, as we serve as your investment advisor. Our brokerage partner is Interactive Brokers LLC, a leading international brokerage and custodian that has been in business for almost 50 years.
When you fund your account, the money goes directly into your Interactive Brokers accounts either in cash or in a guided investing portfolio, depending on your selected investment preferences. This structure ensures your assets are securely held by a regulated brokerage firm while Illuminate provides the advisory services to guide your investments.