Illuminate is primarily regulated by the U.S. Securities and Exchange Commission (SEC) as a Registered Investment Advisor (RIA). As an SEC-registered investment advisor, Illuminate must:
Act as a fiduciary, putting clients' financial interests ahead of its own
Provide full disclosure of fees, investment strategies, and potential conflicts of interest
Maintain accurate books and records subject to SEC examination
Implement robust compliance policies and procedures
File regular reports with the SEC, including updates to Form ADV
Clients can verify Illuminate's registration status through the SEC's Investment Adviser Public Disclosure (IAPD) website at adviserinfo.sec.gov by searching for Illuminate.
Complete regulatory disclosures are available in Illuminate's Form ADV, accessible through user accounts under Profile, then Settings, then Documents, then Legal Documents.